Since our inception in 1985, we have evolved into one of
this country’s most respected Non-Bank Lenders, proud to have assisted tens of
thousands of Australian’s realise their financial solutions.
RESIMAC LIMITED (‘RESIMAC’) provides funding via its established and long
standing Mortgage Originator partners plus other industry professionals, to date
funding more than A$11bn. In an ever changing and increasingly complex global
business environment, we continue to invest in our people, distribution partners
and our technology to deliver quality processes, ensuring both RESIMAC and its
Partners move forward with strength, open to these new world opportunities.
Australian owned with head quarters in Sydney’s CBD, RESIMAC is supported by key
strategic partners including Perpetual Trustees, Bank of NY Mellon, National
Australia Bank, Deutsche Bank and Barclays PLC. The RESIMAC team maintains a
prudent and disciplined approach to risk and underwriting, product design and
compliance. Understanding the needs of our customers and originators is central
to all strategic decisions made by both our Executive Management and
Board.
History
Originally created to service and securitise residential loans for HomeFund, a
New South Wales State government housing programme under the name of FANMAC,
RESIMAC has evolved to become a leading wholesale lender providing many
Australian borrowers with a compelling lending alternative to the banking sector
with broad product features and competitive interest rates.
RESIMAC is the pioneer of Australian Residential Mortgage Backed Securities
(RMBS), being the first issuer in 1988 and since then has issued nearly $11
billion through 16 domestic and international RMBS issues, demonstrating its
enduring presence as a leading non-bank issuer in Australia. The most recent
RMBS transaction took place with support from the Australian Government in the
form of an investment mandate awarded by the Australian Office of Financial
Management (AOFM).
RESIMAC has also achieved a residential loan servicer ranking of ‘STRONG’ as assigned by Standard & Poor's, reflecting RESIMAC’s significant track record in providing Loan Servicing solutions for its loan portfolio as well as for other less equipped finance providers. Accounts currently under management exceed 30,000.
Focus
RESIMAC offers a suite of Prime Lending and Specialist Lending products tailored to the residential lending market sourced from the third party distribution network of mortgage brokers and mortgage managers. Some of the key features of RESIMAC loans are the broad parameters suitable for borrowers with diverse needs, access to loan details online, and the option of a debit card linked to the loan.
In addition to wholesale funding and loan servicing, RESIMAC operates the following complimentary businesses:
- Capel Court Financial Services - Offers a range of services designed to add value to mortgage and finance professionals through the provision of loan packaging, contact centre services, and residential and commercial finance from a range of lenders. Click here for more details.
- Novasure Pty Ltd - Provides mortgage management solutions to loan introducers including products, wholesale pricing, loan processing, and system support. Click here for more details.
RESIMAC is committed to the mortgage industry and to the further development of the mortgage securitisation industry in Australia, and will continue to support the endeavours of the professional mortgage introducers who share a similar commitment.
We promote transparent process, policy and advertising at all times in compliance with the relevant Australian laws, and comply with all public company and auditing requirements. RESIMAC holds an ASIC AFS Licence – No. 247283.
For more information about RESIMAC LIMITED contact
information@resimac.com.au or call 1300 764 447.