The information provided in this Statement including the Privacy Policy, Disclaimer and Terms and Conditions covers your use of the RESIMAC LIMITED Internet.

1. Information Collected

Unless you specifically tell us, RESIMAC LIMITED will never know who you are. If you choose to interact with RESIMAC LIMITED, you have our commitment to your privacy - as a user of RESIMAC LIMITED we pledge to provide you with some important rights:

• You decide what personally identifiable information we collect.
• You have our total commitment to your privacy.
• You will not receive e-mail from RESIMAC LIMITED that you have not requested or consented to receive.

Note that collection and use of personal information provided by you on a Finance Application (or similar form) is dealt with by a separate Privacy Statement.

2. Your Identity

RESIMAC LIMITED tracks traffic patterns throughout sites but unless you specifically tell us, RESIMAC LIMITED will never know who you are.

We may use a feature of your browser called a "cookie" to assign a "User ID." Cookies, by themselves, cannot be used to find out your identity. It only identifies your computer to our servers when you visit our site.

To the extent that you disclose your personal information to other organisations that may be linked or associated with our website, different rules may apply to their collection, use or disclosure of your personal information and we are not responsible for their use or disclosure. You should review the policies on those websites.

3. Access to Information About You

It is our policy to allow you to access the information we have about you. You may also request us to make any reasonable changes by contacting us. Our contact details are set out at the end of this statement.

4. Using the Information on You

RESIMAC LIMITED will use your information to help provide financial services to you. RESIMAC LIMITED aims to provide you with better services to keep you returning to visit our site.

RESIMAC LIMITED will not sell, trade, give or rent any personally identifiable information obtained from you to a third party unless you consent.

5. Opt In and Opt Out Policy

RESIMAC LIMITED allows you to control all communications directed to you.

We only send our e-mail newsletters to users who ask to receive them.

We may also send you e-mail communications to provide information which we think you will find useful, including information about new products and services from RESIMAC LIMITED. We only send e-mail to customers who give us permission to do so.

You may unsubscribe from any e-mail list by following the simple instructions on how to immediately unsubscribe or opt out.

If you change or move e-mail addresses please let us know so we can redirect your e-mail to your new address.

6. In Summary

RESIMAC LIMITED is committed to protecting your privacy.

We use the information we collect to enhance the quality of the service we deliver to you.

We do not sell, trade or rent your personal information to others.

You can access all the information we have collected and stored about you or request changes.

7. Your Consent

By using our sites, you consent to the collection and use of your information by RESIMAC LIMITED for the purpose of providing financial services to you. If we decide to change our privacy policy, we will post those changes on our website so that you are always aware of what information we collect and how we use it.

8. Tell Us What You Think

RESIMAC LIMITED welcomes your questions and comments about privacy. Please send a fax to: The Privacy Officer on (02) 9290 3502.

If you have any queries or concerns about how we collect or use your personal information, please contact The Privacy Officer on (02) 9248 0300.

• Our Contact Details:
• RESIMAC LIMITED (ACN 002 997 935)
• Level 9, 45 Clarence Street, Sydney, NSW 2000
• PO Box H284 Australia Square NSW 1215
• Tel: 02 9248 0300
• Fax: 02 9248 2304

1. Collecting and Using Personal Information

RESIMAC LIMITED will only collect and use personal information that is necessary for its business purposes or to provide our products and services to you. Where reasonable and practicable personal information is collected directly from the individual. RESIMAC LIMITED will only collect personal information by lawful, fair and unobtrusive means. RESIMAC LIMITED will only collect sensitive information with the individual's consent. For information on RESIMAC LIMITED's information handling practices specific to our website, please read our Website Privacy Policy.

2. Disclosing Personal Information

In order to provide our products and services, we may need to share personal information. Commonly, organisations we would share such information with include:

• related companies
• agents, contractors and service providers to RESIMAC LIMITED
• your employer/s or referees
• originators
• rating agencies
• mortgage insurers
• funders
• your or our professional advisers
• financial institutions and securitisers
• other credit providers
• your bank
• government and other regulatory bodies
• law enforcement agencies
• debt collectors
• trustee companies

3. Retention and Disposal of Information

RESIMAC LIMITED will only keep personal information it needs or is required by law to keep. RESIMAC LIMITED will dispose of such information when it has no further need to use it or it is required or permitted by law.

4. Security

RESIMAC LIMITED uses all reasonable efforts to ensure that any personal information collected is held securely. In addition, only authorised personnel have access to personal information. Such personnel have agreed to ensure confidentiality of this information and to comply with the Act.

5. Accessing and Updating Personal Information

RESIMAC LIMITED makes every effort to keep any personal information up to date and accurate. Individuals may access their personal information and notify us of any change, modification or correction by calling your usual contact at RESIMAC LIMITED or contacting our Privacy Officer whose details are below.

6. Complaints and Further Information

If you have a complaint or require further information about how RESIMAC LIMITED handles personal information or any privacy issues please contact our Privacy Officer on the contact details below.

7. Our Contact Details

• RESIMAC LIMITED (ACN 002 997 935)
• Level 9, 45 Clarence Street, Sydney, NSW 2000
• PO Box H284 Australia Square NSW 1215
• Tel: 02 9248 0300
• Fax: 02 9248 2304