Since our inception in 1985, we have evolved into one of this country’s most respected Non-Bank Lenders, proud to have assisted tens of thousands of Australians realise their financial solutions.
RESIMAC LIMITED (‘RESIMAC’) provides funding via its established and long standing Mortgage Originator partners plus other industry professionals, to date funding in excess of A$20bn across 37 domestic and offshore transactions (as at December 2016). In an ever changing and increasingly complex global business environment, we continue to invest in our people, distribution partners and our technology to deliver quality processes, ensuring both RESIMAC and its Partners move forward with strength, open to these new world opportunities.
Australian owned with headquarters in Sydney’s CBD, RESIMAC is supported by key strategic partners including Perpetual Trustees, National Australia Bank, Westpac and the Commonwealth Bank of Australia. The RESIMAC team maintains a prudent and disciplined approach to risk and underwriting, product design and compliance. Understanding the needs of our customers and originators is central to all strategic decisions made by both our Executive Management and Board.
RESIMAC Limited is a wholly owned subsidiary of ASX listed entity Homeloans Limited.
Originally created to service and securitise residential loans for HomeFund, a New South Wales State government housing programme under the name of FANMAC, RESIMAC has evolved to become a leading wholesale lender providing many Australian borrowers with a compelling lending alternative to the banking sector with broad product features and competitive interest rates.
RESIMAC is the pioneer of Australian Residential Mortgage Backed Securities (RMBS), being the first issuer in 1988 and since then has issued more than A$18bn through 34 domestic and international RMBS issues, demonstrating its enduring presence as a leading non-bank issuer in Australia.
RESIMAC has also achieved a residential loan servicer ranking of ‘STRONG’ as assigned by Standard & Poor's, reflecting RESIMAC’s significant track record in providing Loan Servicing solutions for its loan portfolio as well as for other less equipped finance providers.
RESIMAC offers a suite of Prime Lending and Specialist Lending products tailored to the residential lending market sourced from the third party distribution network of mortgage brokers and mortgage managers. Some of the key features of RESIMAC loans are the broad parameters suitable for borrowers with diverse needs, access to loan details online, and the option of a debit card linked to the loan.
RESIMAC is committed to the mortgage industry and to the further development of the mortgage securitisation industry in Australia, and will continue to support the endeavours of the professional mortgage introducers who share a similar commitment.
The provision of best value service enabling operational and cost efficiencies through the strategic execution of technology.
The delivery of innovative products and services in disciplined risk management environment.
The generation of superior returns to shareholder.
Quality: Continuously looks for ways to do things better. Seeks the participation of all who can help bring the accomplishment of objectives.
Professionalism: Hold ourselves to highest standards of performance. Get the job done right and on time. Takes action to sharpen talents, skills and knowledge.
Teamwork: Applies the RESIMAC Vision when making decisions. Asks for help when appropriate from whomever is best able to provide it. Demonstrates trust in others to do their jobs. Encourages teamwork among both the work group and the department.
Customer Focus: Responds promptly to customer needs. Creates solutions that are responsive to customer needs. Demonstrates extensive, in-depth knowledge of his/her customer when making decisions. Exceeds customer’s expectations.
Respect: Respect for Each Other. Shows sensitivity to people’s needs. Shows respect for the opinions of others.