1985

Fanmac

The NSW Government creates FANMAC

First Australian National Mortgage Acceptance Corporation (FANMAC) was created by the NSW Government as a housing initiative designed to service and securitise residential loans for HomeFund.

1988

RESIMAC becomes the first issuer of Residential Mortgage Backed Securities (RMBS) in Australia

RMBS

1991

CMO Structure

Pioneered the first issue in the domestic market of a CMO structure (Collateralised Mortgage Obligations).

1993

Fanmac

FANMAC established private residential lending programme

1994

HomeFund

HomeFund ceases operations.

By 1994 FANMAC had securitised over 57,000 loans worth more than $4.7 billion.

1998

Exceeds $500 million in mortgages under management

Exceeds 500m in Mortgages

2001

Resimac

FANMAC rebranded as RESIMAC

By 2001, the principal company FANMAC had rebranded itself as RESIMAC, the use of securitisation as a funding tool meant mortgage borrowers no longer had to rely on exclusively banks to fund their residential mortgage needs. The non-bank sector was born, which gave way to cheaper home loans and a greater selection of products.

2006

Standard & Poor's rates RESIMAC its highest servicer ranking.

Standard and Poor's Servicer Ranking

Standard & Poor's rates RESIMAC's Prime business the highest servicer ranking 'STRONG'. RESIMAC is also on Standard & Poor's Global Select Servicer list.

2007

Specialist Lending Launch

RESIMAC launches its Specialist Lending products

2008

RESIMAC Prices $609MM RMBS: RESIMAC Premier Series 2008-1

RMBS

RESIMAC successfully places and prices $609.1M RMBS transaction after attracting an additional $109.1M from institutional investors.

2009

RMBS

RESIMAC Prices $500MM RMBS: RESIMAC Premier Series 2009-1

RESIMAC Prices $290MM RMBS: RESIMAC Premier Series 2009-2

HomeFund

2010

Exceeds 500m in Mortgages

RESIMAC Prices $250MM RMBS: RESIMAC Premier Series 2010-1

RESIMAC celebrates 25th Anniversary

25 Years

RESIMAC celebrates 25th Anniversary. RESIMAC launches retail brand Hemisphere Financial Solutions (now known as RESIMAC Financial Services). RESIMAC signs distribution agreement to obtain the receivables finance services of Coface Financial Australia.

Paywise

Paradigm (now known as Paywise) becomes a wholly-owned subsidiary of RESIMAC Limited

RESIMAC Prices $400MM RMBS: RESIMAC Premier Series 2010-2

RMBS

2011

State Custodians

Investment in State Custodians with majority ownership

State Custodians (90% RESIMAC Limited owned) is a direct consumer channel who is recognised as a market leader and continues to be recipients of numerous awards for its home loan offerings and origination methods.

RESIMAC Prices $250MM Inaugural Non-Conforming RMBS: RESIMAC Bastille Series 2011-1NC

Specialist Lending Launch
Finsure

Investment into Finsure Finance & Insurance Pty Ltd

Finsure (50% RESIMAC Limited owned) is a mortgage aggregation business progressively developing a panel of the best brokers to distribute loans from its wide range of lenders.

Standard & Poor's rates RESIMAC's Specialist Lending business the highest servicer ranking 'STRONG'

Standard and Poor's Servicer Ranking
NZF

RESIMAC acquires NZF Home Loans

Launch of 1300 Home Loan (mortgage lead generation business)

1300 Home Loan
Fanmac Private Established

RESIMAC Prices $400MM RMBS:RESIMAC Premier Series 2011-1

2012

RESIMAC launches RESIMAC Home Loans in New Zealand

RESIMAC Home Loans

Whilst many lenders were exiting the New Zealand market, RESIMAC's ability to access capital and its relationships with investors around the world provided this market with non-bank product alternatives through RESIMAC Home Loans.

Paywise

Paywise makes the BRW Fast 100 list

Exceeds 500m in Mortgages

RESIMAC Prices $550MM RMBS: RESIMAC Premier Series 2012-1

2013

First Issuer of RMBS

RESIMAC Upsizes Prices $750MM RMBS: RESIMAC Premier Series 2013-1

Increased our majority ownership in State Custodians

State Custodians
RMBS

RESIMAC Upsizes Prices $350MM Non-Conforming RMBS: RESIMAC Bastille Series 2013-1NC

2014

RHG Mortgages

Acquired RHG Mortgage Corporation Limited in January 2014

The acquisition of RHG Mortgage Corporation Limited mortgage assets provided RHG Mortgages clients greater certainty and stability. In September 2014, RESIMAC integrated RHG Mortgages servicing into RESIMAC systems.

Canstar

State Custodians becomes a wholly-owned subsidiary of RESIMAC Limited

For seven years running, State Custodians has maintained a 'five-star' CANSTAR rating on its main loan products.

Winner Best Self Employed Lender at the Australian Lending Awards

Australian Lending Awards

RESIMAC Prices $750MM Dual Currency RMBS : RESIMAC Premier 2014-1

2015

State Custodians receives Money Magazine's Non-Bank Lender of the Year Award for the 5th consecutive year

SC Awards

State Custodians has won the Money Magazine 2015 Non-Bank Lender of the Year award – now for a record 5 years in a row! "State Custodians keeps offering outstanding value to its customers year after year," says Yulia Batsman, a research analyst at Canstar. State Custodians also received the IAIR Award - Best Company for Innovation & Leadership Home Loan Solutions Asia Pacific.

Professional Advisers Association

Winner PAA Excellence Award for Specialist Lender 2015 in New Zealand

RESIMAC awarded 'Best Securitisation, 2014' for our Dual Currency $750MM RMBS issue

finloan slider3

RESIMAC Upsizes Prices $375MM Non-Conforming RMBS: RESIMAC Bastille Series 2015-1NC

RESIMAC celebrates three decades of progress

30 Years

2016

Money magazine's Non-Bank Lender Cheapest Line of Credit Award 2016

State Custodians receives Money Magazine's Non-Bank Lender Cheapest Line of Credit Award for the 6th consecutive year

RESIMAC Upsizes & Prices $750MM Non-conforming RMBS: RESIMAC Bastille Series 2016-1NC

RESIMAC Upsizes and Prices $935MM Dual Currency RMBS: RESIMAC Premier 2016-1

Exceeds 500m in Mortgages

RESIMAC Prices $500MM Prime RMBS: RESIMAC Premier 2016-2

www.homeloans.com.au

RESIMAC merges with ASX-listed mortgage manager, Homeloans Ltd

2017

Exceeds 500m in Mortgages

RESIMAC Upsizes & Prices $1bn Dual Currency RMBS: RESIMAC Premier 2017-1

RESIMAC Upsizes & Prices $750MM Prime RMBS: RESIMAC Premier 2017-2

Announcements