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About Resimac

 

Resimac Limited is one of Australia and New Zealand’s premier and most established non-bank lenders with a history dating back to 1985. Today, with over 30 years of experience in delivering home finance solutions to a diverse range of customers, we’re proud to be servicing over 50,000 current customers.

As a pioneer of the Residential Mortgage-Backed Securities (RMBS) industry we have one of Australia’s most respected securitisation programs, having issued over A$28 billion across more than 47 transactions. We have distribution to over 85% of mortgage brokers, as well as our products being available to consumers via our direct channels.

If you’re interested in taking a loan with Resimac, call us on 1300 764 447 or speak to your mortgage broker.

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Our history

 

The Resimac journey began in 1985, when both FANMAC and International Financing & Investment (IF&I) were formed. By 2001 these had evolved into RESIMAC and Homeloans Ltd respectively, before merging in 2016 to form a leading Australian non-bank lender.

In 1988, FANMAC was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS). In 2001 FANMAC rebranded to RESIMAC and in 2007 launched our specialist lending products, which would become a staple component of the non-bank sector. We continued to grow our funding and wholesale distribution capabilities throughout the 2010s.

Meanwhile, IF&I was established as a mortgage originator before driving the emergence of the non-bank sector in the mid-1990s as WA Homeloans and subsequently other state brands. Listed on the ASX in 2001, we then consolidated brands into a national identity, Homeloans Ltd. Throughout the 2000s we strengthened our recipe of principally-funded and wholesale-sourced funding, and cultivated distribution relationships with a number of mortgage aggregator networks.

In 2016, RESIMAC and Homeloans merged, with RESIMAC Ltd becoming a wholly owned subsidiary of Homeloans. In 2018 shareholders voted to rename the company as Resimac Group Ltd, and the Homeloans and RESIMAC brands were consolidated and relaunched as Resimac.

Our values

 

We understand the requirements of our customers, employees and stakeholders and are building a best-in-class business that delivers against those requirements. Our corporate values are embedded within the culture of our organisation and our employee performance is evaluated with consideration to demonstration of values within their behaviour.

  • Quality

  • Professionalism & Integrity

  • Passion

  • Agility

  • Accountability

  • Respect

Our Businesses

 

RESIMAC has expanded its operations both in Australia and overseas by completing acquisitions and making investments into complementary businesses. These acquisitions and investments provide for a broader and more diversified distribution model which assist in delivering vertical integration; a key driver of our success.

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Resimac

 
Under our corporate brand we offer a full suite of home loan solutions in Australia for a range of borrower types. We have partnered with most major mortgage broking aggregator groups, giving more than 85% of mortgage brokers access to our products. We offer low rate loans for borrowers with a clean credit history and established equity, to specialist loans for those who do not fit typical lending guidelines.

Resimac Home Loans

 
RESIMAC Home Loans is a New Zealand based non-bank lender that draws on the experience of its Australian based parent to offer New Zealand borrowers a genuine alternative to the major banks. Offering both Prime and Specialist lending solutions, RESIMAC Home Loans has the broadest range of home loan products under the one brand.
 

State Custodians

 
State Custodians, a wholly owned subsidiary of Resimac Group Ltd, is one of Australia’s most awarded online lenders. As well as providing low rate home loans to Australians, State Custodians has a strong focus on customer service assisting clients through the process of acquiring home loan.

Resimac Direct

 
RESIMAC Direct in New Zealand offers loans directly to customers, has a focus on helping find a competitive home loan solution. RESIMAC has been in the New Zealand market since 2013 and is backed by the strength of Resimac Group Ltd’s experience in Australia which dates back to 1985.