About Resimac

 

Resimac is one of Australia and New Zealand’s premier non-bank lenders. We offer competitive interest rates and flexible home loan options with great features including offset accounts and the ability to make extra repayments and redraw funds.

Thanks to our flexible funding programme, we provide solutions to a wide range of customers including the self-employed and contractors, as well as customers with previous credit impairments through our network of over 12,000 broker partners.

Customers with a Resimac loan are entitled to an exclusive customer benefits program offering discounts on a vast array of products and services in Australia and New Zealand.

With a history dating back to 1985, Resimac has a proven track record of growth and stability. We are pleased to service over 50,000 customers with a loan book in excess of $13 billion. As we are listed on the Australian Securities Exchange (ASX), our customers have the assurance that we adhere to the ASX’s strict standards on reporting and transparency in the way we run our business.

As well as being regulated by the Australian Securities and Investments Commission (ASIC), we are also members of the Australian Financial Complaints Authority (AFCA). This means that in the rare occurrence that a complaint is lodged, a customer has recourse via an independent authority if they are dissatisfied with our response

/~/media/images/resimaccorporate/banner-images/brand/gilly_panel2_1920x600.ashx

"Resimac is a well-established and credible non-bank lender with strong values and a culture of corporate responsibility."

 

Adam Gilchrist,
Resimac brand ambassador

/~/media/images/brokerzone/panel-images/general-panel/officebuildings_1920x600.ashx

Our history

 

The Resimac journey began in 1985, when both FANMAC and International Financing & Investment (IF&I) were formed. By 2001 these had evolved into RESIMAC and Homeloans Ltd respectively, before merging in 2016 to form a leading Australian non-bank lender.

In 1988, FANMAC was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS). In 2001 FANMAC rebranded to RESIMAC and in 2007 launched our specialist lending products, which would become a staple component of the non-bank sector. We continued to grow our funding and wholesale distribution capabilities throughout the 2010s.

Meanwhile, IF&I was established as a mortgage originator before driving the emergence of the non-bank sector in the mid-1990s as WA Homeloans and subsequently other state brands. Listed on the ASX in 2001, we then consolidated brands into a national identity, Homeloans Ltd. Throughout the 2000s we strengthened our recipe of principally-funded and wholesale-sourced funding, and cultivated distribution relationships with a number of mortgage aggregator networks.

In 2016, RESIMAC and Homeloans merged, with RESIMAC Ltd becoming a wholly owned subsidiary of Homeloans. In 2018 shareholders voted to rename the company as Resimac Group Ltd, and the Homeloans and RESIMAC brands were consolidated and relaunched as Resimac.

Our values

 

We understand the requirements of our customers, employees and stakeholders and are building a best-in-class business that delivers against those requirements. Our corporate values are embedded within the culture of our organisation and our employee performance is evaluated with consideration to demonstration of values within their behaviour.

  • Quality

  • Professionalism & Integrity

  • Passion

  • Agility

  • Accountability

  • Respect

Our Businesses

 

Resimac has expanded its operations both in Australia and overseas by completing acquisitions and making investments into complementary businesses. These acquisitions and investments provide for a broader and more diversified distribution model which assist in delivering vertical integration; a key driver of our success.

Logo

Resimac

 
Under our corporate brand we offer a full suite of home loan solutions in Australia for a range of borrower types. We have partnered with most major mortgage broking aggregator groups, giving more than 85% of mortgage brokers access to our products. We offer low rate loans for borrowers with a clean credit history and established equity, to specialist loans for those who do not fit typical lending guidelines.

Resimac Home Loans

 
Resimac Home Loans is a New Zealand based non-bank lender that draws on the experience of its Australian based parent to offer New Zealand borrowers a genuine alternative to the major banks. Offering both Prime and Specialist lending solutions, Resimac Home Loans has the broadest range of home loan products under the one brand.
 

State Custodians

 
State Custodians, a wholly owned subsidiary of Resimac Group Ltd, is one of Australia’s most awarded online lenders. As well as providing low rate home loans to Australians, State Custodians has a strong focus on customer service assisting clients through the process of acquiring home loan.

Resimac Direct

 
Resimac Direct in New Zealand offers loans directly to customers, has a focus on helping find a competitive home loan solution. Resimac has been in the New Zealand market since 2013 and is backed by the strength of Resimac Group Ltd’s experience in Australia which dates back to 1985.