About Resimac.

Resimac is one of Australia’s original non-bank lenders, built on a simple belief. Finance should be clear, flexible and shaped around real lives. For four decades we have helped people buy homes, grow businesses and take on new opportunities with confidence.

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Our approach is personal and practical. We look at the full picture, listen to what matters and work closely with brokers to help match customers with lending that fits. When life does not follow a straight line, we do our best to find a way forward.

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We support thousands of customers and manage more than $14 billion* across home and business lending.

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As an ASX listed and ASIC regulated lender, a member of AFCA and a compliant member of AFIA, we operate with transparency, accountability and strong customer protection.
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*as at 16 December 2025

A pioneer in
non-bank lending.

We have been part of the Australian lending landscape for a long time. Since issuing our first mortgage-backed security in 1987, we have built one of the country’s most respected securitisation programs. Today we continue to fund our customers with confidence supported by a stable platform and a commitment to responsible lending.

Working with brokers.

Our loans are available through mortgage and asset finance brokers across Australia. This means every customer has a trusted expert by their side from the start. We work with a broad network of accredited brokers and continue to expand, so you can access support when it matters most.

What we stand for.

We focus on real needs

Borrowing is never one size fits all. We take the time to understand different circumstances and offer lending options that feel fair, flexible and achievable.

We move with purpose

Efficiency matters, clarity matters and confidence matters. We aim to keep customers moving with straightforward processes and clear communication.

We value people over process

Brokers guide their customers with care and expertise, and we work right alongside them. Together we help Australians get the finance they need without the fuss.

We back our decisions

With strong funding, long-term performance and a steady track record in the RMBS market, we lend with discipline and experience.

Our Brands.

Resimac Group includes these brands designed to support a wide range of customer needs, from buying a home to growing a business. Across our brands, customers and brokers have more choice, more flexibility and the confidence of a long-standing lender behind them.

Resimac

Resimac offers a range of home loan options through mortgage brokers across Australia.  

Whether a customer has strong equity, is self-employed, or needs a more flexible approach, we work with brokers to match them with lending that suits their situation.  

Brokers have access to our products, giving customers genuine choice and support.

Resimac Asset Finance

Resimac Asset Finance helps businesses secure the vehicles, equipment and funding they need to keep moving.  

Working through accredited finance brokers, we offer commercial asset finance and secured business loans with competitive terms and turnaround times, giving business owners practical solutions they can rely on.

homeloans.com.au

homeloans.com.au Pty Ltd provides a smart and straightforward online path to home ownership.  

Customers can complete their application directly and access great loan features such as offset accounts, extra repayments and redraw, all supported by transparent products that suit a wide range of borrower types.

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Using the Resimac app, eligible customers can:

  • Access and download statements
  • Check and manage repayment information
  • Setup BPAY
  • Update statement preferences
  • Activate eligible cards
  • View account information
  • Manage day-to-day account settings
  • Stay informed about important updates relating to your loan

Our history.

The Resimac journey began in 1985, when both FANMAC and International Financing & Investment (IF&I) were formed. By 2001 these had evolved into RESIMAC and Homeloans Ltd respectively, before merging in 2016 to form a leading Australian non-bank lender. In 1988, FANMAC was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS). In 2001 FANMAC rebranded to RESIMAC and in 2007 launched our specialist lending products, which would become a staple component of the non-bank sector. We continued to grow our funding and wholesale distribution capabilities throughout the 2010s.

Meanwhile, IF&I was established as a mortgage originator before driving the emergence of the non-bank sector in the mid-1990s as WA Homeloans and subsequently other state brands. Listed on the ASX in 2001, we then consolidated brands into a national identity, Homeloans Ltd. Throughout the 2000s we strengthened our recipe of principally-funded and wholesale-sourced funding, and cultivated distribution relationships with a number of mortgage aggregator networks.

In 2016, RESIMAC and Homeloans merged, with RESIMAC Ltd becoming a wholly owned subsidiary of Homeloans. In 2018 shareholders voted to rename the company as Resimac Group Ltd, and the Homeloans and RESIMAC brands were consolidated and relaunched as Resimac.

Resimac's core values.

These values reflect what’s important to the Group. They guide our efforts, define our culture, shape the way we approach development and change, as we aim for more ambitious goals. We understand the requirements of our customers, employees and stakeholders and are building a best-in-class business that delivers against those requirements.

Respect

We are committed to treating our people, partners, and customers with the utmost respect,
fostering a culture of trust and collaboration which is fundamental to our success.

Purposeful

We are focused and action-oriented, dedicated to making a meaningful impact for our people, partners and customers. With purposeful action and intent, we strive to achieve shared goals and create a successful future.

Opportunity

We embrace opportunity. We are dedicated to creating development opportunities for our people, pursuing growth opportunities for our organisation, and fostering mutually beneficial partnerships. Together, we aspire to unlock the full potential of every opportunity.

Accountability

We resolve to hold ourselves accountable. By fostering a culture of accountability, we aspire to be a trusted partner for our people and our stakeholders, delivering on our promises with integrity and transparency. We are dedicated to fairness and equity in all that we do, aligning our actions with community expectations.

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