Consumer Data Right.

The Consumer Data Right (CDR) gives consumers greater choice and control over how certain information about them is shared. Under the CDR framework, eligible data can be securely shared with accredited organisations in a standardised way.

If you choose, you can securely share eligible Consumer Data with accredited data recipients (ADRs) to access products and services that may help you better understand and manage your finances.

At Resimac, we're committed to handling your data securely and in line with the CDR framework.

Consumer Data Right puts you in control of your eligible data.

If you choose to share your information with an accredited data recipient, you may be able to:

• Compare products and services more easily

• Access tools that help you understand your finances

• Reduce the need to provide the same information multiple times

• Access a more streamlined application experience with participating ADRs

Sharing your data is always your choice.

Consumer Data Right is an Australian Government initiative that gives consumers greater choice and control over how certain information about them is shared.
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The Consumer Data Right is regulated by:

• Australian Competition and Consumer Commission (ACCC)

• Office of the Australian Information Commissioner (OAIC)

• Data Standards Body (DSB)
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Learn more about CDR at:

• https://www.cdr.gov.au

• https://www.accc.gov.au

• https://www.oaic.gov.au

1. Provide consent to an Accredited Data Recipient
   Start from the accredited data recipient’s website or app for you to share your data with them.
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2. Authenticate your identity on the customer portal
   You will be directed to Resimac to authenticate your identity via a one time password.
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3. Review the data sharing request
   Review the data requested by the ADR and authorise the sharing of data for the selected accounts.
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4. Share your data securely
   Once authorised, Resimac will securely share the approved Consumer Data in accordance with the CDR framework.
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5. View your data sharing arrangement
   Through the data-sharing dashboard, you can view active data-sharing arrangements and withdraw authorisations previously provided.

Resimac participates in the Consumer Data Right as a data holder.

This means that, where required under the CDR framework, we may disclose eligible Consumer Data and Product Data to accredited data recipients where a consumer has provided the required consent and authorisation.

We only share consumer data where permitted under the CDR rules and applicable law.

‍Protecting your information is important to us.

We use security controls and processes to help safeguard consumer data shared under the Consumer Data Right framework.

Only accredited data recipients that meet strict regulatory and security requirements can receive CDR data from Resimac.

Our Consumer Data Right Policy explains:

• how we manage Consumer Data Right data

• the types of data we hold

• joint account disclosure arrangements

• how you can make a complaint relating to CDR

• how you can request correction of CDR data

• how you can contact us about CDR matters

Will Resimac share my data without my permission?
‍No. We only share eligible consumer data where permitted under the Consumer Data Right framework.

Can I choose who receives my data?
Yes. You choose whether to share your data and which accredited data recipient your data is shared with.

Is there a fee to share my data?
No. Resimac does not charge customers for sharing eligible data under Consumer Data Right.

Is Consumer Data Right secure?
Consumer Data Right includes security and privacy requirements designed to protect consumer data.

Where can I learn more?
Visit the Consumer Data Right website or read our Consumer Data Right Policy.

If you have questions about Consumer Data Right or how it applies to your Resimac accounts, we're here to help. Please contact our Customer Care Team.